Alternative Capital Specialists
Alternative Capital Specialists
Private credit has grown into a $1.5+ trillion global market as regulatory changes constrained traditional bank lending.
We bridge this gap by facilitating sophisticated private capital solutions that traditional banks cannot provide.
We bridge this gap by facilitating sophisticated private capital solutions that traditional banks cannot provide.
GPC connects business enterprises with private capital across two core specialisations​
Property-Backed Transactions
We arrange short-term bridging finance secured by real estate for developers, investors, and homeowners who need rapid funding solutions that traditional banks cannot provide. This includes rescue finance, development funding, and equity release from property assets.
Growth Capital Injections
We facilitate private credit arrangements for established businesses seeking expansion capital, acquisition funding, working capital facilities, and special situation financing. Our solutions provide the flexible capital structure that growing businesses need, whether through senior debt, mezzanine finance, or equity partnerships.
Private Credit Scenarios
Equity Investment
$2,500,000
Early stage / Pre-revenue / Waste to Energy/ Canterbury
ServicesSenior Debt Facility
$13,500,000
Early stage / Pre-revenue / Waste to Energy Model/ Northland
ServicesRescue Finance
$2,300,000 refinanced within 3 days with a 63% LVR
Residential property under PLA notice / Christchurch
ServicesBridging Finance
$5,900,000 with a 56% LVR
Future development of existing farm / Waikato
ServicesEquity Investment
$2,500,000
Early stage / Pre-revenue / Waste to Energy/ Canterbury
ServicesSenior Debt Facility
$13,500,000
Early stage / Pre-revenue / Waste to Energy Model/ Northland
ServicesRescue Finance
$2,300,000 refinanced within 3 days with a 63% LVR
Residential property under PLA notice / Christchurch
ServicesBridging Finance
$5,900,000 with a 56% LVR
Future development of existing farm / Waikato
ServicesOver 100 years of combined experience and deep sector expertise in all facets of property, capital raising and restructuring.
Meet Your Team of Specialists
Clive Cousins
Director
Wayne Bailey
Director
Funding Options
Business Finance
Structured debt and equity capital for growth, acquisitions, and working capital.
NOW FUNDING FROM $1M
UP TO $100M NZD
Growth Capital
(expansion, market entry, equipment, international expansion)
Special Situations
(restructuring, turnaround, distressed situations)
Working Capital
Facilities
(revolving credit, seasonal funding, trade finance)
Mezzanine
& Senior Debt
(secured lending or subordinated debt)
Management Buyouts
(MBOs/MBIs, owner succession, leveraged buyouts)
Acquisition
Finance
(strategic acquisitions, bolt-ons, cross-border M&A)
Business Finance
Structured debt and equity capital for growth, acquisitions, and working capital.
NOW FUNDING FROM $1M
UP TO $100M NZD
Growth Capital
(expansion, market entry, equipment, international expansion)
Special Situations
(restructuring, turnaround, distressed situations)
Working Capital
Facilities
(revolving credit, seasonal funding, trade finance)
Mezzanine
& Senior Debt
(secured lending or subordinated debt)
Management Buyouts
(MBOs/MBIs, owner succession, leveraged buyouts)
Acquisition
Finance
(strategic acquisitions, bolt-ons, cross-border M&A)
Rescue Finance
(distressed asset restructuring, PLA notice issued, receiverships)
Equity Release
(releases equity from your property for business use)
Development Finance
(residential & commercial developments, ground-up construction, land acquisition)
Residential
& Commercial Bridging
(purchase, refinancing, investment acquisitions)
Refurbishment &
Conversion Loans
(renovations, property conversions, add value strategies)
Bridge
to Rent/Sell
(short-term finance pending long-term mortgage)
Property Finance
Fast, flexible short-term property finance for developers, investors, and homeowners.
FROM $750K TO $30M NZD
Property Finance
Fast, flexible short-term property finance for developers, investors, and homeowners.
FROM $750K TO $30M NZD
Rescue Finance
(distressed asset restructuring, PLA notice issued, receiverships)
Equity Release
(releases equity from your property for business use)
Development Finance
(residential & commercial developments, ground-up construction, land acquisition)
Residential
& Commercial Bridging
(purchase, refinancing, investment acquisitions)
Refurbishment &
Conversion Loans
(renovations, property conversions, add value strategies)
Bridge
to Rent/Sell
(short-term finance pending long-term mortgage)
General Property Loan Terms
Speed: Indicative terms within 24 hours, funding in 5-10 working days
Amounts: From $750k to $30M
Gearing: Generally, a maximum of 70% Loan to Value ratio
Terms: Up to 12 months
Structure: Interest only or capitalised
Interest Rates: From 8%
Lenders Fees: From 1.5%
Early Repayment: 1 month's interest
Security:
- 1st and 2nd mortgages over land and buildings
- Receivables and inventory
- Business and their assets
- Personal guarantees
Ready to get started?
Simply fill in a few details and we’ll be in touch to discuss your requirements.
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Alternatively, you can email us at admin@gibraltarprivatecapital.co.nz
